How an Accountant close to ne from RJL Accounting & Tax Saves You Time

2026-05-14T09:43:37Z

Jostusvivt: Created page with "<html><p> When a trade owner tells me they're drowning in bookkeeping, I ask for his or her Tuesday afternoon. That is typically when vendor invoices pile up, payroll questions soar pinging their mobile, and the POS reconciliation from the weekend nevertheless sits open. The math is straightforward. Tasks that seem to be small on the begin of the week can quietly devour 6 to 10 hours by means of Friday. An experienced Accountant can provide you with most of those hours b..."

<html><p> When a trade owner tells me they're drowning in bookkeeping, I ask for his or her Tuesday afternoon. That is typically when vendor invoices pile up, payroll questions soar pinging their mobile, and the POS reconciliation from the weekend nevertheless sits open. The math is straightforward. Tasks that seem to be small on the begin of the week can quietly devour 6 to 10 hours by means of Friday. An experienced Accountant can provide you with most of those hours back, yet most effective if that accountant is familiar with the rhythms of your operation and the laws that topic on your metropolis and country.</p> <p> I paintings with house owners across many industries in and round Vancouver, Washington. A restaurant that turns stock immediately, a trades corporate with seasonal swings, an e-trade retailer with multi-kingdom sales tax, a therapist going for walks a PLLC. Different dreams, ordinarily the related time drains. Bringing on a dedicated legitimate from a local crew like RJL Accounting & Tax is simply not approximately outsourcing receipts. It is about designing a workflow where the correct other folks touch the desirable numbers on the top moment, so you can center of attention on the component to the commercial enterprise that purely you would do.</p> <h2> Why neighborhood experience shortens projects and forestalls rework</h2> <p> Regulatory nuance eats time. An Accountant in Vancouver WA who routinely handles Washington B&O tax, metropolis licensing renewals, and the country’s distinctive revenues tax barriers will not need 3 emails and a examine memo to reply to a question that comes up each month. I actually have watched owners spend a full afternoon attempting to decode B&O classifications, then lose an alternative hour correcting the filings of their application. A neighborhood professional solves that in ten minutes and sets a habitual reminder that certainly not misses a deadline.</p> <p> Local capabilities goes past tax. Banks in Clark County have their personal documentation alternatives for business lending and service provider accounts. A bookkeeper who repeatedly packages financials for those lenders is aware of to contain a 12-month trailing P&L with a clean add-lower back schedule for proprietor’s comp. That can shave a week off underwriting. Multiply that via the number of occasions you desire capital, and you start to see the compounding effect of the desirable Accountant guests standing at the back of your numbers.</p><p> <img src="https://bestcitypro.net/wp-content/uploads/2026/05/Accountant-Vancouver-WA-RJL-Accounting-Tax-httpsrjlaccountingtax.comvancouver-waaccountant-2.png" style="max-width:500px;height:auto;" ></img></p> <h2> What “saving time” honestly looks like, hour via hour</h2> <p> Time reductions display up in places householders prevent noticing on the grounds that they have got normalized the suffering. A few patterns arise over and over.</p> <p> The month-to-month shut is the biggest block. A easy near occurs whilst the Accounts Payable queue is recent, bank feeds are classified, service provider deposits are matched to day to day revenue, and payroll liabilities reconcile to money. When I take over a messy set of books, the primary 3 months always free up 8 to fifteen hours of proprietor time consistent with month. The diversity is dependent on transaction volume and how in general the owner were acting as their possess reviewer. After stabilization, ongoing time discount rates land around 4 to eight hours in step with month considering the fact that programs and checklists make the shut predictable.</p> <p> Documentation for selections is a shut second. If you will have ever willing a unit economics evaluation before a price amendment, you realize the slog. Pull earnings via SKU, isolate variable fees, allocate shared fees, verify freight chances, and intestine cost gross margin. A nicely established chart of debts and consistent item mapping enables you to pull these numbers in minutes, now not part a day. A pro Accountant by way of RJL Accounting & Tax will layout that architecture, then continue it so your knowledge maintains answering questions speedy.</p> <p> The 0.33 place is tax readiness. You do now not sense this until filing season. If your accountant has stored immaculate workpapers, booked depreciation quarterly, tracked proprietor basis establishing in January, and tied the 12 months-cease P&L to tax strains, your go back assembly does not spawn a month of persist with-ups. Many prospects see their go back wrapped weeks beforehand than sooner than, and the interior time commitment drops to 2 brief meetings plus a report upload. When mistakes do appear, they may be small, and that they had been already envisioned. </p> <h1>RJL Accounting & Tax</h1>

<p><strong>Phone:</strong> (360) 803-3214</p>
<p><strong>Address:</strong> 4001 Main St S323, Vancouver, WA 98663</p>

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Accountant Vancouver WA
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RJL Accounting & Tax provides reliable accounting, bookkeeping, and tax services in Vancouver, WA,
helping individuals and businesses stay compliant and financially organized year-round.
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<h1>Reliable Accountant Vancouver WA for Individuals and Businesses</h1>

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Finding a trustworthy financial professional is essential for both individuals and business owners. Whether you need tax preparation, bookkeeping, or long-term financial planning, working with an experienced
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<h2>Comprehensive Accounting Services</h2>

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Professional accounting services go beyond simple tax filing. RJL Accounting & Tax provides bookkeeping, payroll services, tax planning, and financial reporting for businesses of all sizes. These services help business owners maintain accurate records and make informed financial decisions throughout the year.
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Many clients rely on a trusted
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<h2>Why Professional Accounting Matters</h2>

<p>
Accurate financial management is essential for long-term success. Mistakes in tax filing or bookkeeping can lead to penalties and missed opportunities for savings. That’s why working with a professional accountant is so important.
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<h2>Why Choose RJL Accounting & Tax</h2>

<p>
RJL Accounting & Tax is committed to providing reliable, accurate, and personalized accounting services. Their team focuses on helping clients understand their finances while offering solutions tailored to their goals. Whether you are a small business owner or an individual taxpayer, professional guidance makes a significant difference.
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With a strong focus on accuracy, transparency, and client satisfaction, RJL Accounting & Tax continues to be a trusted choice for those seeking a dependable
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</p> <h2> The RJL approach to getting from your inbox and to come back to work</h2> <p> Every Accountant Service appears comparable at the floor, however the choreography things. At RJL Accounting & Tax, a normal engagement is built around three goals. First, in the reduction of the wide variety of touches consistent with record. Second, make reconciliations predictable as opposed to heroic. Third, convert tribal experience right into a sturdy playbook that survives holidays and enlargement.</p> <p> The first step is mapping your current circulation. Who sends dealer fees, wherein do they land, who approves, who pays, which approvals are verbal, which are documented, what fields are missing that trigger corrections later. Most householders find out they're the bottleneck no longer considering that they choose keep an eye on, but considering the fact that the manner is not going to circulate without them. We design approvals that fit your risk, set clear buck thresholds, and use standardized naming conventions so a invoice or receipt is searchable inside of seconds.</p> <p> After the map comes the metric. You shouldn't shorten a manner you do now not measure. We set ambitions for near time, uncategorized fee backlog, bills payable aging, payroll mistakes charge, and variance thresholds for key strains. It will never be complex. Simple weekly snapshots furnish enough signal to spot flow early. When the numbers wander, we restore the components, no longer the person, seeing that approaches fail greater traditionally than people do.</p> <p> Finally, we automate wherein it makes feel. I have no passion in automation that creates handbook blank-up later. The goal is to come to a decision methods that behave the same method whenever and go away a clean audit path. That is likely to be suggestions for your ledger for prevalent owners, integrated bill pay that syncs two-means, or a reliable revenue tax engine for multi-kingdom retailers. You believe the merit as silence, on the grounds that the examine-ins and nudges prevent drinking your calendar.</p> <h2> A lifelike check out check as opposed to time</h2> <p> Owners on the whole ask even if the math <a href="https://wiki-planet.win/index.php/The_Accountant_Company_You_Can_Trust:_RJL_Accounting_%26_Tax_87861"><em>Accountant RJL Accounting</em></a> pencils out. It constantly does, but the smash-even element is simply not the similar for all and sundry. If your industrial runs fewer than 50 transactions according to month and no payroll, you may spend greater for a comprehensive kit than you can retailer in hours. In that case, a concentrated quarterly evaluation should be more advantageous than a full service plan.</p> <p> At top volumes, the numbers are clearer. A retailer strolling four hundred transactions in step with month with two payroll cycles can burn 20 hours in a month simply on categorization, reconciliations, and exception coping with. If a skilled can compress that to 4 hours of your involvement, you reclaim sixteen hours. At a conservative owner cost of 100 funds in line with hour, that is 1,six hundred bucks in time kept. If the per 30 days Accountant Service by RJL Accounting & Tax rates less than that, you're beforehand earlier than you rely the downstream reward like fewer penalties, superior pricing judgements, and cleanser lender packages.</p> <h2> Case sketches from the field</h2> <p> A Vancouver cafe with two areas came to us with a primary knot. Labor turned into increasing, however they have been guessing at menu changes on the grounds that the POS reviews did no longer align with the overall ledger. Deliveries from 3 distributors hit the books with inconsistent item names, so value of goods sold drifted and margins appeared risky. We rebuilt the item mapping, standardized seller naming, and created a 5-line summary that rolled up nutrition, beverage, paper, cleansing, and smallwares. The owner stopped spending Sunday afternoons massaging spreadsheets. Decision meetings shrank from ninety mins to 20, and menu modifications took one week, no longer three.</p><p> <iframe src="https://maps.google.com/maps?width=100%&height=600&hl=en&coord=45.6516,-122.66679&q=RJL%20Accounting%20%26%20Tax&ie=UTF8&t=&z=14&iwloc=B&output=embed" width="560" height="315" style="border: none;" allowfullscreen="" ></iframe></p> <p> A residential contractor had grown from two to 9 personnel. Payroll taxes were paid, but job costing became a multitude. He could not tell which projects made fee until income hit the account. We added clear-cut activity codes, expert the foreman to tag receipts in the field, and reconciled labor by means of process each week. The owner stopped gambling detective. He dropped one group from a type of activity that always misplaced margin and reallocated them to upper go back work. <a href="https://direct-wiki.win/index.php/Tax_Planning_All_Year_with_an_Accountant_close_to_ne_in_Vancouver_WA"><strong><em>accountant company for startups</em></strong></a> Within 1 / 4, money balances stabilized sufficient that he negotiated more effective phrases with a key dealer.</p> <p> A therapist going for walks a small train used an EHR that included poorly along with her accounting software. Her weekends disappeared into reconciling assurance reimbursements, no-exhibits, and sliding scale prices. We installation a weekly routine in which the EHR disbursement report tied to financial institution deposits, and created three suggestions that treated 80 percent of transactions continually. Time reclaimed, approximately 5 hours in step with week. Anxiety reclaimed, even extra.</p> <h2> The quiet pressure of documentation</h2> <p> Everyone talks about dashboards. The unsung hero is a suite of essential, well ready workpapers. An RJL Accounting & Tax Accountant keeps per month folders that inform the story of your numbers, month after month. Bank recs with factors for uncleared products older than 30 days. AP growing older with documented disputes. Fixed asset schedules that tie to invoices and teach constructive lives that tournament your tax location and lender expectancies. When the IRS asks a question or a lender desires a detail, you do no longer scramble. You send a PDF that answers it in a single page.</p> <p> That documentation additionally trains your workforce. New staff be told sooner whilst they could keep on with last month’s trail. Owners advantage in a diversified approach. You do not need to count number the way you dealt with a distinctive transaction six months in the past, the process explains it. Consistency saves time because it kills 2d guessing.</p><p> <iframe src="https://www.google.com/maps/embed?pb=!1m24!1m8!1m3!1d13233.039323636585!2d-122.6667855!3d45.6516032!3m2!1i1024!2i768!4f13.1!4m13!3e0!4m5!1s0x5495af3bab5c0001%3A0x53465f605d7c1644!2sDevil-ish%20Little%20Things%20Museum%2C%203409%20L%20St%2C%20Vancouver%2C%20WA%2098663!3m2!1d45.646176999999994!2d-122.6595413!4m5!1s0x5495a8b308a8e813%3A0x73a98d92a8f02be3!2sRJL%20Accounting%20%26%20Tax%2C%204001%20Main%20St%20S323%2C%20Vancouver%2C%20WA%2098663!3m2!1d45.6516032!2d-122.66678549999999!5e1!3m2!1sen!2sus!4v1778702762587!5m2!1sen!2sus" width="560" height="315" style="border: none;" allowfullscreen="" ></iframe></p> <h2> Fewer touchpoints, stronger controls</h2> <p> There is a myth that more suitable controls mean slower methods. In observe, the alternative is authentic. The slowest environments are most often those with the weakest controls, considering each and every exception calls for a personal decision. A clear approval matrix, documented vendor setup, and locked close calendar allow your staff go devoid of ready on you.</p> <p> Here is a brief owner list that can help you gauge no matter if your existing setup is costing you time in preference to covering it:</p><p> <iframe src="https://www.youtube.com/embed/AMXGBH7hoJY" width="560" height="315" style="border: none;" allowfullscreen="" ></iframe></p> <ul> <li> You approve charges underneath 2 hundred funds as a result of no one else has clean authority.</li> <li> Vendor names fluctuate throughout months, making search painful and stories unreliable.</li> <li> Your per 30 days shut date drifts, usually by weeks.</li> <li> You can not pull final quarter’s higher 10 clientele or items with no manual work.</li> <li> Payroll corrections are simple, and also you know about them from employees first.</li> </ul> <p> If two or more lines believe prevalent, your strategy is pulling you into initiatives that may still manifest reliably with out you.</p> <h2> Tax planning that prevents fire drills</h2> <p> Fire drills ensue whilst making plans is reactive. A proactive cycle avoids them. For most small enterprises, quarterly examine-ins create enough cadence to seize the large rocks. Those conferences check out rolling twelve-month revenue, upcoming modifications for your fee architecture, estimated capital purchases, and proprietor attracts. With Washington’s tax environment and federal thresholds in thoughts, your accountant can fashion means tax due and endorse on timing. Buy the equipment in November or January. Adjust envisioned payments or hold revenue. Clarify even if a Section 179 election makes experience or if straight-line depreciation superior supports lender ratios. Each determination is a handful of hours you do no longer spend hunting forums and calling the bank twice.</p> <p> An Accountant RJL Accounting & Tax will also bring up the unglamorous wins. Accountable plans for owner bills so reimbursements reside blank. Reasonable repayment prognosis if you operate an S service provider. Retirement plan innovations sized on your coins float. None of these seems to be dramatic, yet each one prevents a future trouble that almost always arrives at a unhealthy second.</p> <h2> Cash drift that explains itself</h2> <p> Profit seriously is not cash, and the space among the 2 reasons a variety of past due-night time hardship. When your approach is tuned, the income story is plain. Receivables, payables, stock swings, loan payments, owner distributions, taxes. Each has a spot, and circulation suggests up without a doubt. I like a standard weekly earnings record that doesn't try to be the whole thing. Starting cash, great inflows and outflows, ending money, and a one-paragraph observe on something peculiar. When the note says payroll should be heavy subsequent Friday and a tax draft hits mid-month, you can still plan corporation bills without guessing. Five minutes, no longer half an hour with a stack of tabs open.</p> <h2> Technology that matches your measurement and your staff</h2> <p> Software is in basic terms effectual while it gets rid of steps. The desirable stack differs for a solo consultant and a multi-vicinity retailer. A considerate Accountant Service will consider your staff’s relief and the volume of transactions earlier recommending equipment. If your bookkeeper hates a particular interface, you're going to pay in transform and morale. If two systems replica the related functionality, you'll be able to pay in reconciliation time.</p> <p> For many small organisations, a lean center works pleasant. A legitimate time-honored ledger, a invoice pay process that syncs cleanly, a payroll platform that handles your tax filings without surprises, and a receipt trap device that your workforce can definitely use. The “superb to have” methods can wait. I would distinctly see a organization run 3 effectively chosen apps that discuss to every one apart from seven fancy methods that sense striking however produce messy outputs.</p> <h2> When finished exact, financials speed up judgements, not simply compliance</h2> <p> The ultimate explanation why to usher in a expert seriously isn't to document sooner. It is to settle on faster. When you spot margin by using product line each month, you modify pricing straight away, or discontinue losers prior to they drain a quarter. When your pipeline is mapped to means and income wants, you rent sooner than your group is exhausted, now not after. When your funds ties to fact, variance conversations are brief and sincere. All of this shortens the time between noticing a trouble and fixing it.</p> <p> I observed this with a boutique e-trade purchaser. They believed bundles had been riding boom. The numbers noted the alternative. Single excessive-margin objects carried the shop, although bundles ate delivery and return bills. With blank reporting, they shifted their homepage, changed advert spend, and moved overall order value up with no package deal complications. Time from perception to motion, two weeks. Before the cleanup, they might have debated for 2 months.</p> <h2> What the primary month with RJL on the whole seems like</h2> <p> If you are given that guide and you typed “Accountant near ne” into a search bar, you often wish to comprehend what the first month appears like. Here is a easy sequence we practice that helps to keep some time investment low when constructing a system that lasts:</p> <ul> <li> Discovery and scope. One meeting to take note your industrial style, transaction volume, existing software program, time cut-off dates, and agony elements. We agree on would have to-haves for the primary ninety days.</li> <li> Access and documentation. We bring together logins, earlier financials, bank statements, payroll stories, and any present processes. You get a guard list so not anything is overlooked.</li> <li> System design and cleanup. We optimize the chart of bills, set naming ideas, and triage the largest worries. If there may be a backlog, we clean it with a spotlight on the closing two quarters first.</li> <li> Close and record. We whole a full per thirty days near, deliver transparent financials, and flag selections that will beef up outcome. You get a quick narrative, not simply numbers.</li> <li> Steady state and advantage. We lock a close calendar, identify ordinary responsibilities, and set quarterly making plans checkpoints. Your time commitment after onboarding is on the whole one short assembly consistent with month.</li> </ul> <p> That is the center of an Accountant Service that respects the proprietor’s calendar. Clean inputs, predictable outputs, minimum to come back-and-forth.</p> <h2> Why vendors maintain a neighborhood associate even after growth</h2> <p> Some founders expect that when they employ complete-time finance team, the outdoor firm becomes optionally available. Sometimes it is true. More most commonly, the mix ameliorations. Your internal staff handles day to day work. A trusted RJL Accounting & Tax Accountant affords evaluate, technical directions, and extra hands throughout the time of spikes. The improvement is continuity. The folks that helped you hooked up the equipment keep to preserve its integrity, and they convey angle from different shoppers that maintains you from reinventing the wheel.</p> <p> There can also be threat management. Vacations, in poor health days, and turnover take place. If most effective one user knows how the reconciliation works or how the earnings acceptance schedule used to be developed, you've got you have got a unmarried level of failure. A steady courting with a firm like RJL approach you could have coverage, and concerns get solved earlier they get named “complications.” </p> <h3>What are the hidden benefits of working with a full-service accounting firm?</h3>
<p>
Working with a full-service accounting firm provides far more value than basic bookkeeping or tax filing. Businesses benefit from year-round financial strategy, cash flow monitoring, tax planning, and compliance support in one place. This integrated approach reduces costly errors and improves decision-making with a complete financial overview. It also allows for proactive planning instead of last-minute tax stress.
<a href="https://rjlaccountingtax.com/blog/what-are-the-hidden-benefits-of-working-with-a-full-service-accounting-firm/" target="_blank">full-service accounting benefits</a>.
</p>

<h3>How should businesses prepare for Q4 financial and tax tasks?</h3>
<p>
Preparing for Q4 involves reviewing financial statements, reconciling accounts, organizing receipts, and evaluating tax obligations before year-end. Businesses should also assess cash flow, update payroll records, and plan estimated tax payments early. Proper preparation helps avoid penalties and improves accuracy during tax season.
<a href="https://rjlaccountingtax.com/blog/how-to-prep-your-business-for-q4-financial-tax-tasks-to-start-now/" target="_blank">Q4 tax preparation strategies</a>.
</p>

<h3>What financial tips help families and students manage back-to-school budgeting?</h3>
<p>
Back-to-school budgeting requires planning for tuition, supplies, transportation, and monthly household expenses. Families can benefit from setting a strict monthly budget, tracking spending habits, and prioritizing essential costs over discretionary purchases. Creating savings goals ahead of the school year helps reduce financial pressure during peak spending periods.
<a href="https://rjlaccountingtax.com/blog/back-to-school-back-to-budgeting-financial-tips-for-families-students/" target="_blank">back-to-school budgeting tips</a>.
</p>

<h3>Why is mid-year tax planning important for individuals and businesses?</h3>
<p>
Mid-year tax planning gives individuals and businesses the opportunity to evaluate income, expenses, and deductions before year-end. This allows adjustments to estimated tax payments, improved cash flow management, and identification of missed tax-saving opportunities. It also reduces the risk of surprises during filing season.
<a href="https://rjlaccountingtax.com/blog/mid-year-tax-planning-tips-get-ahead-before-the-year-end-rush/" target="_blank">mid-year tax planning</a>.
</p>

<h3>Why should you choose a trusted financial partner in Clark County?</h3>
<p>
A trusted financial partner in Clark County offers local expertise, personalized accounting support, and a deep understanding of regional tax laws. This helps individuals and businesses stay compliant while making smarter financial decisions. Local firms also provide faster communication and tailored financial strategies based on community needs.
<a href="https://rjlaccountingtax.com/blog/your-trusted-financial-partner-in-clark-county/" target="_blank">trusted financial partner in Clark County</a>.
</p>

<h3>Why do small businesses in Vancouver, WA choose RJL Accounting & Tax?</h3>
<p>
Small businesses in Vancouver, WA choose RJL Accounting & Tax for comprehensive services including bookkeeping, payroll, tax preparation, and financial planning. Their proactive approach helps reduce tax liabilities, improve financial clarity, and ensure year-round compliance. This allows business owners to focus more on growth and less on administrative stress.
<a href="https://rjlaccountingtax.com/blog/why-small-businesses-in-vancouver-wa-choose-rjl-accounting-tax/" target="_blank">RJL Accounting & Tax services for small businesses</a>.
</p>

<h3>What are the advantages of strategic financial leadership without a full-time CFO?</h3>
<p>
Strategic financial leadership without a full-time CFO gives businesses access to high-level forecasting, budgeting, and financial analysis at a fraction of the cost. Fractional CFO services help companies improve profitability, control expenses, and make data-driven growth decisions. This flexible model is ideal for small to mid-sized businesses.
<a href="https://rjlaccountingtax.com/blog/strategic-financial-leadership-without-the-full-time-commitment/" target="_blank">fractional CFO financial leadership</a>.
</p> <h2> A note on in shape and expectations</h2> <p> Not each and every consumer suits every enterprise. The supreme engagements occur while expectancies are particular. Owners who reply fast to file requests see rapid enhancements. Firms that set clear scopes avoid marvel invoices. If you desire everyday revenue updates and dealer funds two times per week, say so at the commence. If you favor a lean cadence, that is fine too. A good Accountant employer aligns the service degree together with your appetite and finances.</p> <p> Clarity on roles topics. If an proprietor wants to continue coding transactions, we construct evaluation steps that guarantee accuracy. If the proprietor desires 0 involvement, we design approvals that guard them at the same time conserving the approach shifting. No shame in both possibility, simply fair design around it.</p> <h2> The small things that compound</h2> <p> Time reductions hardly come from one widespread circulate. They come from small conduct that stack. Vendor names that in no way vary, so your program acknowledges them. A weekly ten-minute sweep of uncategorized expenses, so month-finish is not a scramble. A habit of tagging memos that explains why an entry exists, so six months later you do no longer want to have in mind the context. Tiny choices, significant dividends.</p> <p> An Accountant Service run with care supports you build these behavior until they experience commonly used. The element is not really to make you dependent on a company. The aspect is to create a technique that each person in a position can run, and that you're able to review in minutes.</p> <h2> If you might be on the fence</h2> <p> Ask for a tribulation month targeted on one outcome, like a blank close with a story which you could use. Measure the time you spend that month in contrast with your baseline. If you do now not see a concrete drop in hours and an bring up in confidence, recalibrate the scope or retain having a look. The appropriate accomplice will welcome that stage of scrutiny.</p> <p> RJL Accounting & Tax has equipped its fame on doing the quiet paintings that homeowners suppose each week. Search outcomes range, and phrases like RJL Accounting & Tax Accountant or Accountant Service through RJL Accounting & Tax are simply phrases on a page until you see the difference in your calendar. When the workflows align, you spend greater time with prospects and body of workers, and less time convincing a spreadsheet to cooperate.</p> <p> The outcome that topics so much is just not a super set of books, this is a enterprise that runs with less friction. An Accountant in Vancouver WA who knows your market and your neighborhood permit you to get there turbo, with fewer detours, and with rather a lot extra of your Tuesday afternoons left intact.</p></html>

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How an Accountant close to ne from RJL Accounting & Tax Saves You Time